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Rates above may vary based on your individual credit history and model year of car. Rates quoted are based on 710 or higher credit score and a model year of 2020 and newer. First Interest rate is 5.74% with an APR of 5.90% based on financing $25,000 for 63 months and receiving .50% off for January-February Rate Drop promotion. The second interest rate is 4.74% with an APR of 4.90% based on financing $25,000 for 63 months AND receiving a .50% discount for doing all of your banking with us AND a .50% discount for getting a pre-approval before you go car shopping. $99 processing fee is included in the calculation of the APR.
*All rates listed may vary depending upon your credit history. Unsecured APR of 9.85% is based on borrowing $7,500 for 36 months, with a 710 or higher credit score. Unsecured loans have a $40 processing fee. (excluding VISA Credit Cards)
Rate & Loan information
* Loan rates are effective 1/01/2025 and are subject to change at any time. Always call to verify current rates.
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| Automobiles | Rate |
| Rates as low as... | 5.74% |
| If you get pre-approved and do all banking with us you can get a rate as low as... | 4.74% |
Please call for rate quotes on Recreational Vehicles, Boats, and Motorcycles
Additional Loan Products
| Unsecured (personal loan) - up to $10,000 | Up to 36 Months = as low as 9.49%/9.85%apr* |
| VISA Credit Card ($500-$7500) | 7.90% - 9.90%apr FIXED |
| Title Loan (we hold a clear vehicle title as collateral) | Call for rates |
| Home Equity - up to $100,000 | Call for rates |